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For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Payments are quoted principal and interest with mortgage insurance if applicable, taxes and insurance are not included in payment estimation. Your payment obligation may be higher.
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Calculate Your Mortgage in 84148, Utah

Discover personalized mortgage calculations for home buying and refinancing in 84148, Utah. Use our tools to estimate payments and take the first step toward your homeownership goals today.
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Population of 84148~10,000
The ZIP code 84148 in Salt Lake City, Utah, has an estimated population of around 10,000 residents, contributing to a stable local housing demand as per recent demographic data from ZIP code profiles.
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Average Home Price in 84148$450,000
The average home price in the 84148 area is approximately $450,000, reflecting broader Utah market trends where statewide averages are around $535,000, up 1.4% year-over-year, ideal for buyers assessing purchase affordability.
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Properties for Sale in 8414815
Currently, there are about 15 properties listed for sale in ZIP code 84148, indicating a moderately competitive market for home buyers and refinancers seeking options in this Salt Lake City suburb.
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Introduction to Mortgage Loans in 84148 Zip Code, Utah

Welcome to Summit Lending's overview of mortgage services specifically tailored for residents in the 84148 zip code of Utah. As a leading mortgage broker company based in Tremonton, Utah, we specialize in helping individuals navigate home buying and refinancing options with ease and expertise.

Our team of professional mortgage brokers brings over 50 years of combined experience to assist you every step of the way. Whether you're a first-time home buyer or looking to refinance, our experts are dedicated to providing personalized guidance to meet your unique needs. Learn more about our vision and team.

To calculate and plan your loans effectively, residents in the 84148 zip code can utilize our comprehensive resources. Visit our loan calculator for general purchase and refinance loans, which uses up-to-date interest rates to help you estimate payments and make informed decisions. For those interested in other loan types, explore our full range of mortgage loans.

Summit Lending proudly offers services across Utah, ensuring accessibility for everyone in areas like 84148. To get in touch, you can reach us via email at [email protected], call us at 385-200-1470, or visit our location at 305 E Main Street Suite 202 Tremonton, UT 84337. For more ways to connect, check out our contact page. We look forward to helping you with your home buying or refinancing needs.

Home Buying Loans in 84148

In the 84148 zip code area of Utah, securing a home buying loan involves understanding the available options and how to assess affordability. Summit Lending offers a range of home buying loans tailored to meet your needs, including conventional loans, FHA loans, and VA loans, all accessible through our dedicated services. As a leading mortgage broker based in Tremonton, Utah, we provide comprehensive support across Utah and other states like California, Idaho, Wyoming, and Texas.

To estimate your monthly payments and determine affordability, visit our loan calculator. This tool uses up-to-date interest rates to help you input details such as loan amount, interest rate, and term length, providing accurate estimates for your potential mortgage payments. By using this resource, you can make informed decisions about what you can afford in the 84148 area.

Working with Summit Lending for your home purchase comes with numerous benefits. Our team of professional mortgage brokers and loan officers brings over 50 years of combined experience to guide you through every step of the process. We ensure you meet all requirements efficiently, backed by our NMLS #2394434 for reliable and compliant service. Additionally, you can explore more about our vision and team on our About page, or check client feedback on our Testimonials page to see why we have numerous 5-star ratings.

  • Visit our Purchase Loans page for detailed information on home buying options and to get started.
  • Learn more about our overall loan offerings on the Mortgage Loans page.
  • If you\'re a first-time buyer, check out resources on our First Time Home Buyers page.
  • For pre-approval assistance, explore our Pre-Approval page to navigate the process smoothly.
  • Contact us directly via our Contact Us page for personalized guidance.

Ready to proceed? Use our application link at https://summitlending.my1003app.com/300501 to upload documents and input necessary information securely.

Refinancing Loans in 84148

If you own a property in the 84148 zip code in Utah, refinancing your mortgage with Summit Lending can be a smart financial move. We offer a range of refinancing options tailored to help you potentially lower your interest rates, reduce monthly payments, or adjust your loan terms to better suit your needs. Our experienced mortgage brokers are here to guide you through the process, ensuring you meet all requirements seamlessly.

Understanding potential savings starts with exploring current rates and scenarios. Visit our Loan Calculator to input your details and get personalized estimates for refinancing in 84148. This tool uses up-to-date data to show how changes in rates or terms could lead to significant savings over time.

Key advantages of refinancing with Summit Lending include the opportunity to secure a lower interest rate, which could save you thousands in interest payments, or to shorten your loan term for faster equity buildup. You can also extend your term if needed for more manageable payments. Our team, with over 50 years of combined experience, provides expert support every step of the way. Check out our About page to learn more about us and read client Testimonials to see how we’ve helped others.

To get started, follow these simple steps: First, explore our detailed options on the Refinance Loans page. Next, if you’re ready to apply, proceed to our secure application process via this link, where you can upload documents and provide necessary information. For more on our services, visit our Mortgage Loans page or our Homepage. Contact us today at Contact Us for personalized assistance.

Using the Loan Calculator and Next Steps

For residents in the 84148 Zip Code in Utah, our mortgage loan calculator is an essential tool to get accurate estimates for your home purchase or refinance needs. Start by visiting our loan calculator page to input your details such as loan amount, interest rates, and term lengths based on current market data.

Once you have your initial estimates, preparing for the loan application process is crucial. We recommend gathering essential documents like pay stubs, tax returns, bank statements, and identification to ensure a smooth experience. For more information on the types of loans available, explore our Mortgage Loans page, or if you\'re a first-time buyer, check out our First Time Home Buyers resources.

After obtaining your estimates, the next steps involve personalized assistance from our experienced team at Summit Lending. Reach out for tailored advice by contacting us through our contact page, where you can find options to call, email, or visit our offices. If you\'re ready to proceed with your application, you can move forward via our secure link: https://summitlending.my1003app.com/300501. Our loan officers, detailed on our Loan Officers page, are here to guide you every step of the way.

Housing Affordability IndexModerate (Index ~120)
Housing affordability in 84148 is moderate, with an index around 120 based on Utah's overall trends, meaning typical households can afford about 120% of median home prices, supporting refinancing decisions amid rising values.
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Year-over-Year Home Price Growth+2.5%
Home prices in the 84148 area have increased by about 2.5% over the past year, aligning with Utah's statewide growth of 1.4%, which influences loan calculations for both purchases and refinances.
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Median Household Income$75,000
The median household income in 84148 is approximately $75,000, which impacts debt-to-income ratios for mortgage qualifications in home buying and refinancing scenarios in this Salt Lake City ZIP code.
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Geographic LocationUrban Salt Lake City Suburb
84148 is situated in an urban suburb of Salt Lake City, Utah, offering proximity to downtown amenities and the Wasatch Mountains, enhancing property values and appeal for long-term home investments.
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Michael Evenhuis
Brodie Calder
Summit Lending

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