Summit Lending Logo
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Payments are quoted principal and interest with mortgage insurance if applicable, taxes and insurance are not included in payment estimation. Your payment obligation may be higher.
Copyright © 2025 Summit Lending LLC. All Rights Reserved.

We make construction financing easier

BG Overlay

Spec Financing

Build a move-in ready home that is appealing to home buyers

Acquisition & Development

Design your project by buying land, installing utility and roads, and constructing buildings.

Builder Line of Credit

Love to create! This valuable financial tool can help you build and grow your business.
Why Us?

4 Reasons You Need Summit Lending

1

Experience

We have years of experience working with builders and even doing our own projects. So, we know what you want, what you need, and how to protect you and your investment.
2

Established

We have many established relationships and investors, so we can get you the money for your customized needs for a better cost.
4

Knowledgeable

We have been in the mortgage industry for over 15 years with a variety of experiences, so let our knowledge and experience help.
5

Preferred Builder

We believe in and value relationships. Work with us and see how you can become a preferred builder for our clients or projects.
Let's Talk

Do you have a project you need help with? We can help!

BG Overlay

Some Helpful FAQs

How can a builder line of credit help my business?
A builder line of credit is a type of financing that can provide significant benefits to builders and contractors. Compared with other construction and development loans, a line of credit can provide builders with the ability to access funds on an as-needed basis, which can be particularly helpful when cash flow is tight or unexpected expenses arise.One of the primary advantages of a line of credit versus alternative construction loans for builders is that it can provide builders with the flexibility to quickly respond to changing business needs. For example, if a builder needs to purchase materials for a project, they can draw on their line of credit to cover the cost. Similarly, if a builder needs to hire additional staff to complete a project, they can use their line of credit to cover payroll expenses.In addition to providing flexibility, a builder line of credit can also help builders manage their cash flow more effectively than other construction loans for builders. By having access to a revolving line of credit, builders can smooth out cash flow fluctuations and avoid the need to rely on expensive short-term loans or credit cards.Overall, a builder line of credit can be an invaluable tool for builders and contractors looking to grow their businesses and manage their finances more effectively with the help of construction and development loans. With its flexibility and access to funds, a builder line of credit can help builders stay competitive, take advantage of new opportunities, and ensure long-term success.
What is Spec Financing?
What are the benefits of Acquisition and Development Loans?
How can I minimize my risk with builder financing?

Drop Us a Message

We Respond Promptly!
Info IconBy submitting you agree to receive calls, texts, or emails about your inquiry
Mandi Turner
John Hortin
Brodie Calder
Summit Lending

Still Have Questions?

Can’t find the answer you’re looking for? Our Loan Officers are here to help.