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For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Payments are quoted principal and interest with mortgage insurance if applicable, taxes and insurance are not included in payment estimation. Your payment obligation may be higher.
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Calculate Your Mortgage in 84329, Utah

Get accurate mortgage calculations for home buying and refinancing tailored to 84329, Utah. Start estimating your loans today to find the best rates and secure your financial future.
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Population of 84329 ZIP Code~1,000
The population in Park Valley, UT ZIP Code 84329 is approximately 1,000 residents, based on recent census data from sources like ZIPdatamaps and U.S. Census Bureau estimates as of 2023, reflecting a small rural community with stable growth.
ZIP Code 84329 - Park Valley, Utah Image
Properties for Sale in 843292-5
Currently, there are about 2-5 properties listed for sale in the 84329 ZIP Code area, according to real estate platforms like Zillow and Redfin, indicating a limited inventory typical of rural Utah markets as of October 2025.
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Utah Housing Market: 2025 Home Prices & Trends Image
Average Home Price in 84329$450,000
The average home price in Park Valley (84329) is around $450,000, influenced by the broader Utah housing market trends showing a 1.4% increase statewide, with rural areas offering more affordable options compared to urban centers as of 2025 data.
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Utah Real Estate: 2025 Forecast and Future Trends Image

Introduction to Mortgage Loans in 84329, Utah

Welcome to Summit Lending's overview of mortgage services tailored for the 84329 zip code in Utah. As a leading mortgage broker based in Tremonton, Utah, we specialize in providing comprehensive loan solutions for residents in this area, including home buying and refinancing options. Our team of professional mortgage brokers and loan officers brings over 50 years of combined experience to help you navigate the mortgage process with ease. Visit our About page to learn more about our vision and expert team.

At Summit Lending, we are fully available to assist with a variety of loans in Utah, ensuring you get the right financing for your needs. Whether you're interested in home buying loans to purchase your dream home or refinancing loans to optimize your current mortgage, our services cover every aspect of the process. Explore our full range of offerings on the Mortgage Loans page.

For accurate loan estimates based on local rates in 84329, Utah, we recommend using our dedicated tool. Head over to our Loan Calculator to perform live calculations and get personalized insights. Additionally, for more resources, check out our Blog for the latest tips and news from the mortgage industry.

Home Buying Loans in 84329

Explore your options for purchasing a home in the 84329 zip code, located in Utah. At Summit Lending, we offer a variety of home buying loans tailored to buyers in this area, including purchase loans with flexible terms and competitive rates. Whether you're a first-time home buyer or looking to upgrade, our services can help you navigate the process smoothly. Visit our Mortgage Loans page for more details on the types of loans available.

Our purchase loans are specifically designed for buyers in Utah, providing the support you need to secure your dream home. Key benefits include assistance with pre-approval, which you can start by visiting our Pre-Approval page. This step ensures you're ready to make an offer with confidence.

  • Credit Score Guidelines: Generally, a credit score of 620 or higher is recommended for most purchase loans. For personalized advice, check out our About page to learn more about our processes.
  • Down Payment Options: Down payments can range from 3% to 20% depending on the loan type. Use our Loan Calculator to estimate how different down payments affect your monthly payments.
  • How to Start the Process: Begin by visiting our Purchase Loans page. From there, you can explore more about requirements and get in touch via our Contact Us page for expert guidance from our experienced loan officers.

For more information on Summit Lending and our services, head over to our Homepage or read client stories on our Testimonials page.

Refinancing Loans in 84329

Homeowners in the 84329 zip code of Utah can benefit greatly from refinancing options offered by Summit Lending. Refinancing allows you to lower your interest rates, shorten your loan terms, or access your home equity, potentially leading to significant financial advantages.

For Utah residents, we provide specific refinancing options such as cash-out refinancing, which lets you tap into your home's equity for needs like home improvements or debt consolidation, and rate-and-term refinancing, which can help you secure a lower interest rate or adjust your loan term for better monthly payments. Visit our Refinance Loans page to learn more about these tailored options.

One of the key advantages is the potential for savings on monthly payments. By refinancing, you could reduce your costs and achieve long-term financial goals. For personalized estimates, use our loan calculator to see how different scenarios might work for you.

To get started, review the details on our Refinance Loans page. Once you're ready, contact us at [email protected] or call us at 385-200-1470 to speak with one of our experienced loan officers.

Calculating Mortgage Loans for 84329

For residents in the 84329 zip code in Utah, accurately calculating mortgage costs for home buying or refinancing is essential. At Summit Lending, we provide tools to simplify this process.

To begin, visit our Loan Calculator page, where you can input details like loan amount, interest rates, and terms specific to Utah. This ensures precise estimates tailored to your location.

Key features of our Loan Calculator include real-time calculations for monthly payments and total interest. Remember to enter your local zip code details for the most accurate results, helping you make informed decisions on your mortgage options.

Additional tips: If your calculations involve construction projects, refer to our Construction Loans page for specialized tools. For more on our services, explore our Mortgage Loans or About page. If you're a first-time buyer, check out our First Time Home Buyers resources.

Ready to proceed? Use our application link to upload documents and move forward with your loan process. For further assistance, visit our Contact Us page.

Next Steps and Contact Information

If you are in the 84329 Zip Code and ready to proceed with your mortgage needs, we encourage you to visit our secure application page to upload documents and apply. Apply Now

For further assistance, you can email us at [email protected], call us at 385-200-1470, or visit our office at 305 E Main Street Suite 202, Tremonton, UT 84337 (NMLS #2394434).

To learn more about our services and team, explore our testimonials or meet our loan officers. For additional resources, visit our Mortgage Loans page or Homepage.

Median Household Income in 84329 Area$65,000
The median household income in the 84329 ZIP Code vicinity is approximately $65,000 annually, supporting home affordability calculations for buyers and refinancers in this rural Box Elder County community, per recent demographic reports.
ZIP Code 84329 - Park Valley, Utah Image
Housing Affordability Index for Rural Utah (84329)85/100
Affordability in 84329 scores around 85 out of 100, better than urban Utah averages, making it favorable for home purchases and refinancing with lower price-to-income ratios, based on 2024 Utah Foundation survey data extended to 2025.
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Homeownership Rate in 8432978%
About 78% of households in the 84329 area own their homes, higher than the national average, which aids in assessing refinancing opportunities and market stability for potential buyers as of latest census updates.
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Mandi Turner
Michael Evenhuis
Brodie Calder
Summit Lending

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